Посоветуйте где открыть счет типа Money Market >> 5%
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nickb wrote:dlily9 wrote:Местные банки дают 7% на CD
Например, какие банки ? Какие CD ? Лет на 5 ?
National City - 5.25% MM до конца года, местные банки в нашей эрии дают promotional CD на 3 - 7 месяцев 10K 7%, но для местных жителей. Попробуйте поискать в своей эрии.
Experience is the best teacher but the most expensive.
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EverBank = 5.84% (6.01 APY)
http://www.everbank.com/001MoneyMarketY ... kID=Column
IndyMac Bank = 5.6% (5.75 APY), больше $25K
http://www.indymacbank.com/Individuals/ ... pdFRMMRate
Ouachita Independent Bank = 6.01% APY, до $25K
http://www.oibank.com
Monroe Bank = 6.01% APY
http://www.mbandt.com/MBTWeb/Personal+B ... ecking.htm
Home State Bank = 6.01% APY, до $25K
https://www.homestatebank.com/index.cfm ... pageid=107
Tyndall Federal Credit Union E-checking = 6% APY
http://www.tyndallfcu.org/index2.asp?%2 ... =eChecking
http://www.everbank.com/001MoneyMarketY ... kID=Column
IndyMac Bank = 5.6% (5.75 APY), больше $25K
http://www.indymacbank.com/Individuals/ ... pdFRMMRate
Ouachita Independent Bank = 6.01% APY, до $25K
http://www.oibank.com
Monroe Bank = 6.01% APY
http://www.mbandt.com/MBTWeb/Personal+B ... ecking.htm
Home State Bank = 6.01% APY, до $25K
https://www.homestatebank.com/index.cfm ... pageid=107
Tyndall Federal Credit Union E-checking = 6% APY
http://www.tyndallfcu.org/index2.asp?%2 ... =eChecking
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jey-mix wrote:o_l_e_g_k wrote: (6.01 APY)
Олег, вы монстр! 6.01% это круто!
Где вы нарыли эту инфу?
дык гугл
P.S. А ММ счет более 7% ? Ну уж если мед так и ложкой.
MMA таких наверное нет. Но вот что я нашел:
1) COAST CERTIFICATE ($2,000 min/max, new money only) = 8.65%, 9%APY
http://www.calcoastnet.org/ratesviewerwebshr.html
2) Elevations Credit Union = 9% APY on $1,000 to $2,000, 9 months
http://www.elevationscu.com/promotions/Q1_certificates/
Т.е. за 9 месяцев будет 6.67%, что с $2000 = $133 прибыли, т.е. особого смысла нет.
3) http://www.prosper.com, но это уже рисковано.
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Re: мне 6 % нравится больше чем 5%
4жды4 wrote:мне 6 % нравится больше чем 5%
а мне 10% еще больше нравятся.
смотрите здесь по текущим ставкам:
http://www.fatwallet.com/t/52/437553/
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https://www.paypal.com/us/cgi-bin/websc ... &outside=1
Note: Investments in the PayPal Money Market Fund are not insured by the FDIC. Past performance does not guarantee future results. Although the fund strives to maintain the value of your investment at $1.00 USD per share, it is possible to lose money by investing in the fund.
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annamaria wrote:Что такое APR, APY?
APR Annual Percentage Rate
http://business.acronymfinder.com/af-qu ... ym=apr&s=r
APY Annual Percentage Yield
http://www.acronymfinder.com/af-query.asp?acronym=apy
LG - Life's good.
But good life is much better.
But good life is much better.
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DR_35_USA wrote:annamaria wrote:Что такое APR, APY?
Если проценты снимать ежемесячно, то за год наснимается APR, а если снимать раз в году, до за год наварится APY - чуток больше за счёт процентов на проценты.
разве каждый м-ц проценты умножаются? не заметила
если год не снимать, то и получишь годовой процент, а если перезакрывать каждый м-ц, то будет как вы говорите, если процент не упадет на тот момент
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6.06% APY checking
http://www.firstarkansasbank.com/firstn ... p-160.html
6.01% APY checking
http://www.aafcu.com/ProductsAndService ... cking.aspx
6.01% APY checking
http://www.turbochecking.com
6.01% APY
http://www.fnbhenning.com
6.01% APU checking
https://www.myconsumers.org/site/aboutu ... sp#rewards
http://www.firstarkansasbank.com/firstn ... p-160.html
6.01% APY checking
http://www.aafcu.com/ProductsAndService ... cking.aspx
6.01% APY checking
http://www.turbochecking.com
6.01% APY
http://www.fnbhenning.com
6.01% APU checking
https://www.myconsumers.org/site/aboutu ... sp#rewards
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william.brinn wrote:У многих банков на ММ счета недавно понизились % APR:
разница между весной и осенью:
etrade 5.050 4.700
fnbodirect 6.000 5.050
CapitalOne 4.880 4.650
пора переводить в другие банки или другие активы ваще...
Не то что понизились, а обвалились!
Вот вам пример с National City, ММ
В Июле положила под 5,25%, падал % по чуть-чуть, а в Январе уже -- 4,76% -- это нормально?
Победи себя и ты победишь весь Мир!
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слишком много геморроя
у всех этих перечисленных банков кто дает 6.01% надо
1) чтобы был директ депозит
2) делать мин 10 дебетовых транцакции в месяц
3) и берут они не больше 25 000( все что выше - то за даром)
пусть лучше не 6% но поменьше хлопот.. Назовите мне таких
1) чтобы был директ депозит
2) делать мин 10 дебетовых транцакции в месяц
3) и берут они не больше 25 000( все что выше - то за даром)
пусть лучше не 6% но поменьше хлопот.. Назовите мне таких
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про oneunited "We are the first Black internet bank and the largest Black owned bank in the country, with offices in Los Angeles, Boston and Miami" - нееее.. мне потом ночью кошмары сниться будут
I mailed my deposit on Fri 2/8 and it was deposited on Thur 2/14. My online account was up and running first thing Sat AM on 2/16. I checked the interest I had earned by clicking the Act Info link, setup my checking act for transfers, etc. I don't understand why anyone would even waste their time calling the bank. This is ONLINE Banking - not your neighborhood bank. I am over 60, white and from South Carolina. If I can figure it out - anyone should be able to! I'll take the higher interest anyday over a telephone conversation!!
Was this review helpful to you? 3 up, 0 down RACISTS - AFRICAN BANK By Mike Kelly from Olathe, KS on 2/16/2008
I can't understand ebonics so do not bank there. Customer serice is terrible. There should be "White American" bank. What's wrong with that?
Was this review helpful to you? 3 up, 5 down Racists... By J from Washington, D.C. on 2/14/2008
Anyone for starting a "White America's Bank" and seeing how long it takes to get sued?
Was this review helpful to you? 8 up, 11 down Owned by African Americans By White Guy In The O.C. from The O.C. on 2/13/2008
This bank's headquarters is in a Black neighborhood of Los Angeles County. This bank is owned by Black people, and they hope lots of Black people will deposit their money.
Because of the posting of interest quarterly instead of monthly, and because of the awful customer service, I have decided to skip this bank in spite of their high rate. And their rate will probably come down eventually.
Was this review helpful to you? 12 up, 4 down BLACK AMERICAN BANK? By white guy from florida on 2/13/2008
I called to see the wait time and it says BLACK AMERICAS bank what is that mean?
Was this review helpful to you? 8 up, 6 down
http://www.bankaholic.com/money-market/
https://www.oneunited.com/AboutUs/ChairmansLetter.asp
I mailed my deposit on Fri 2/8 and it was deposited on Thur 2/14. My online account was up and running first thing Sat AM on 2/16. I checked the interest I had earned by clicking the Act Info link, setup my checking act for transfers, etc. I don't understand why anyone would even waste their time calling the bank. This is ONLINE Banking - not your neighborhood bank. I am over 60, white and from South Carolina. If I can figure it out - anyone should be able to! I'll take the higher interest anyday over a telephone conversation!!
Was this review helpful to you? 3 up, 0 down RACISTS - AFRICAN BANK By Mike Kelly from Olathe, KS on 2/16/2008
I can't understand ebonics so do not bank there. Customer serice is terrible. There should be "White American" bank. What's wrong with that?
Was this review helpful to you? 3 up, 5 down Racists... By J from Washington, D.C. on 2/14/2008
Anyone for starting a "White America's Bank" and seeing how long it takes to get sued?
Was this review helpful to you? 8 up, 11 down Owned by African Americans By White Guy In The O.C. from The O.C. on 2/13/2008
This bank's headquarters is in a Black neighborhood of Los Angeles County. This bank is owned by Black people, and they hope lots of Black people will deposit their money.
Because of the posting of interest quarterly instead of monthly, and because of the awful customer service, I have decided to skip this bank in spite of their high rate. And their rate will probably come down eventually.
Was this review helpful to you? 12 up, 4 down BLACK AMERICAN BANK? By white guy from florida on 2/13/2008
I called to see the wait time and it says BLACK AMERICAS bank what is that mean?
Was this review helpful to you? 8 up, 6 down
http://www.bankaholic.com/money-market/
https://www.oneunited.com/AboutUs/ChairmansLetter.asp