FHA News

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HUD announced their intention to change FHA policy in regards to 4 different areas. The most important to buyers are the changes announced regarding the amount of Up Front Mortgage Insurance that will be charged and then the potential for higher monthly amounts after that. Up Front Mortgage Insurance will be going up from 1.75% to 2.25% effective with case numbers issued on or after April 5, 2010. Although this is a financed cost, it could affect some buyers' ability to qualify as the loan amount will be increased for the same purchase price.
Another big change announced is their plan to reduce Maximum Seller Concessions from 6% of the sales price down to 3% of the sales price. They anticipate this change to go into effect sometime this summer.
Everything is just going to get more expensive!

HUD No.10-016
Melanie Roussell
(202) 708-0980
FOR RELEASE
Wednesday
January 20, 2010
FHA Announces Policy Changes to Address Risk and Strengthen Finances

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[ZV8]

Т.е. ето для новых, потенциальных покупателей?