http://finance.yahoo.com/expert/article ... ppy/126560
пугают law of unintended consequences
-предлагают
всем перефинансировать под 3% кто набрал 10% down.
что перефинансируют - неверю, а вот коменты интересные
To the folks who say, "Why would banks modify a loan that's already in good standing"? First off, my home has depreciated more than 50% since i bought it. My wife and i crunched the numbers and knew what we could afford and never juiced our equity. Now for me, i'm thinking why should i stay? What do i have to lose...My credit? At this point i feel i could rebound in 7 years and buy a home for what it's actually worth rather than being stuck in a home that my grandchildren may never even see the value of which i paid for thus my consideration to walk away. The only reason i am staying is exactly what this article addresses. The banks need to understand and make sure those of us in good standing stay that way. Do banks think the few responsible borrowers are not noticing all of the handouts to folks who have proven to be irresponsible? I donât feel help is owed to me, but at the same time Iâm not married to the ideas of the âAmerican Dreamâ anymore. Iâm hoping for âChangeâ in early 09 but if it doesnât happen then the bank can have my house. Why reward people who have proven to be irresponsible?
