диабет и медицинская страховка
Moderator: DoctorEugene
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Elenka
- Новичок
- Posts: 76
- Joined: 12 Jan 2000 10:01
- Location: Simsbury CT USA
диабет и медицинская страховка
Друзья собираются переехать в Штаты месяца через три-черыре. У одиннадцатилетнего сына диабет инсулинозависимый. Страховка от компании будет, скорее всего от AETNA. Хотелось бы знать заранее, что покрывается страховкой, может какие льготы есть, сколько стоят лекарства. Я слышала, что хронические заболевания, приобретенные до приезда страховкой не всегда покрываются, как быть в данном случае? Я понимаю, что нужно конкретно узнавать в страховой компании, но хотелось бы хоть какую предварительную информацию получить здесь. Спасибо.
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bvinogradsky
- Удален за рекламу собственного бизнеса
- Posts: 137
- Joined: 05 May 2000 09:01
- Location: Yaroslavl->Toledo->Cleveland, OH, USA
диабет и медицинская страховка
Hi, Elenka,
Most insurance companies have a "preexisting condition" policy. Those can be different, but most deny coverage for a six months to a year. In a case of a child, even if he has a preexisting condition, most states provide medical coverage anyway. You may want to contact the Department of Health and Human Services of CT and ask them, or ask Aetna directly. I can talk to someone on Monday, but I think if they are going to get a blanket coverage for the family, the children will be covered also.
Children have insulin DEPENDENT diabetes and do not require any "pills", they need insulin, and it is pretty cheap. Overall, medical care cost for him should not be too high.
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Boris Vinogradsky, MD
Toledo, OH
bvinogradsky@mco.edu
borisv@[...auto_moderated...] www.[...auto_moderated...]
[This message has been edited by bvinogradsky (edited 16-09-2000).]
Most insurance companies have a "preexisting condition" policy. Those can be different, but most deny coverage for a six months to a year. In a case of a child, even if he has a preexisting condition, most states provide medical coverage anyway. You may want to contact the Department of Health and Human Services of CT and ask them, or ask Aetna directly. I can talk to someone on Monday, but I think if they are going to get a blanket coverage for the family, the children will be covered also.
Children have insulin DEPENDENT diabetes and do not require any "pills", they need insulin, and it is pretty cheap. Overall, medical care cost for him should not be too high.
------------------
Boris Vinogradsky, MD
Toledo, OH
bvinogradsky@mco.edu
borisv@[...auto_moderated...] www.[...auto_moderated...]
[This message has been edited by bvinogradsky (edited 16-09-2000).]